r/defi•
Jolly_Soil_1383

Why use a bank debit card when crypto cards give you cashback

:discuss: Discussion

Just looked at my bank statement and realized my debit card has given me exactly zero rewards in the three years I've had it. No cashback, no points nothing. Meanwhile I'm paying FX fees every time I travel and monthly account fees just for the privilege of holding my own money

Crypto cards are out here offering 5-10% cashback in stablecoins and I'm still tapping a card that charges me for existing. The spending experience is identical now, tap and go so whats actually keeping people on bank cards at this point

Is it just habit or am I missing a real reason to stick with traditional cards?

Posted Jun 12, 2026, 8:23 PM UTC

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