Spousal Benefit Question

Hi Everyone,

My mother is 62 and has not yet claimed SS; she was married to my father for 16 years (who is now collecting SS while he lives in an assisted living). My question is this, does my mother need to start claiming SS in order to receive money from the spousal benefit, or can she claim the spousal benefit while she puts off collecting until she is 70?

Posted Jun 12, 2026, 11:58 PM UTC

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