Need advise for debt

Just to give a quick overview of my situation:

My salary used to be AED 7,000, and at that time my expenses were still manageable. However, after changing jobs, my salary dropped to AED 5,500. The company I joined is a startup and is not listed with most banks, which has made things even more challenging.

While my income decreased, my financial obligations remained the same. As a result, I started struggling financially and have been surviving by constantly managing cash flow—using my entire salary to pay one obligation, cashing out available limits, and then using that money to cover the next payment.

Unfortunately, this cycle has caught up with me. I now have two maxed-out credit cards, along with outstanding balances on Tabby and CashNow. My current credit score is 633, and honestly, I’m not sure what my best options are anymore.

Are there any financial advisors, debt consolidation specialists, or agents here who can guide me on how to get out of this situation and regain control of my finances? Any advice would be greatly appreciated.