Everything ends up being a problem for ME: Can anybody tell me if Transfer Credits Hurt My Chances for a Master's in the UK/EU?

I'm currently doing a BS in Computer Science at UoPeople and I'm trying to understand how my transfer credits might affect my chances of getting into a master's program in the UK or Europe.

Here's my situation:

• Total degree requirements: 120 credits
• Transferred credits: 72 credits (from Sophia and Coursera)
• Transferred courses:
  • 19 General Education courses
  • 6 Major courses
• Completed at UoPeople:
  • 15 Major courses
  • 1 General Education course

Some of the major courses I transferred instead of taking at UoPeople include:

• Database Systems II
• Web Programming II
• Operating Systems II
• English Composition II
• College Algebra
• Introduction to Statistics

My main concern is whether having 72 transfer credits (especially from Sophia/Coursera) could negatively impact my chances of being accepted into master's programs in the UK or EU.

I've seen people claim that a large number of transfer credits can be a problem, but I haven't found many real examples.

I'm particularly interested in hearing from people who:

• Graduated from UoPeople or similar online colleges with transfer credits
• Applied to master's programs in the UK or Europe
• Were accepted or rejected and know whether transfer credits played a role

Any real-world experiences would be greatly appreciated.

Thanks!