3a ‘‘trap‘‘ insurance

Hi everyone!
Im in my late 20s and started some while ago with my own investments in ETF and Im building slowly my portfolio there. In my young 20s I didnt know any better and closed a deal with life insurance 3a and saved there 40k totally up. I played around with some strategies and found out, that if I reinvest that money seperately (no life insurance anymore), id get much more when I retire, but id lose 14k in total right now if I cancel the contract.

Im single and luckily very healthy, so I dont see any advantage of that insurance-part.

Im wondering how you guys deal or dealt with it.