Loan Needed Rs 21000 (USD 220) , Return (USD 240), by 09/16 , Bank Transfer/PayPal, India , For college dues

It is my 2nd request. I am hoping to get said amount soon .

Need to pay my college dues to get my degree.

A Quick question, yesterday A guy texted me for loan and asked to text on Telegram. I did talk to him , He asked for my reddit account access for collateral. I was suspicious of him as his account age was not more than 1 day. Did I do right?