r/Fire•
HenFruitEater

How much do you sacrifice to hit your savings rate?

I have very high savings rate, but I mostly just hit it by having a paid off car and tiny paid off house (house costed me 2-3 months income).

Hobbies? I will generally buy anything I want, used if possible (within reason). paragliders, scuba gear, mountain bike, trampoline, pool etc.

Road trips? Will drive anywhere without trying to save gas

Friends want to fly? I don't care the price of the flights as long as i'm basic economy.

Where I draw the line is doing the nice hotels, the first class flight etc.

The only thing I feel like I am denying myself that is frustrating for me is living in town when I grew up in the country, and enjoyed the daily rituals of being a farmer. I do feel that that's a big ticket item I cannot wing by visiting a farm here and there.

My whole point is that we live on like 50k, but feel like we can do MOST of the things I want to in life. Delayed gratification is hardly delayed for the lions share of things.

Do any of you feel your savings rate is getting in the way of things you really want to do? How expensive are the "frugal" versions of those things?

Posted Jun 17, 2026, 1:16 PM UTC

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