Recommendations for paying off Credit Cards

Help Needed / Question

Due to some pretty tough circumstances that have thankfully passed… I have 4 credit cards with varies existing balances 3 of them have less than $3,000 but one has close to $10k. I have the means to pay off one of the cards with less than $3000 as well as put a decent chunk into the card with the higher balance. Would it be more beneficial to pay off one card while putting a dent into the larger balance to help lower the monthly payment? Or should I put it all towards the larger balance. Any and all advice is appreciated!

Posted Jun 17, 2026, 1:20 PM UTC

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