Used Pocketly for about a year. Some observations.

I have used Pocketly 3 times over the past year, so sharing a few things I noticed.

-Approval has been pretty quick whenever I have applied (15 mins max).

-Basic KYC, PAN, Aadhaar and bank details were enough to get 10k loan.

-Never had to deal with paperwork or physical documents.

-Good for smaller amounts when you need money urgently.

-EMI repayment options available.

-If you need a higher amount, then they ask for additional docs.

 It has been reliable overall, and I didn't encounter anything fishy or scammy.

Have you tried any digital loan apps? How was your experience?