I just got a small raise so my take home is now $6500 a month , are my expenses and budget reasonable now ? Am I on track financially ?

6500 take home income and 4K a year bonus

3300 all in 1 bedroom condo mortgage maintenance tax (1k principal pay down)

1400 all other expenses including food utilities gas insurance haircut gym

This leaves me with 1800 which I aimi to invest 1200 (20%) and $600 for fun and misc.

I am 29. No debt other than mortgage and 30k in cash for emergencies and 190k in stocks. I know my housing cost is very high but I can’t sell and rent for cheaper given a 200k loss I’d have to take it just makes More sense rationally to keep it forever and pay it off.

Posted Jun 23, 2026, 2:24 PM UTC

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