🔍 Did You Know: Past insurance claims can affect your ability to get coverage

This one surprises a lot of people.

The insight

Past insurance claims can affect your ability to get coverage. Here is what we are seeing in the data.

By the numbers

• Average seller transparency score: **64/100**
• That means roughly **36%** of findings go unmentioned in disclosures
• Average findings per property: **8.3**
• Top undisclosed categories: Plumbing, Electrical, Roofing

Why this matters for buyers

Knowledge is leverage. The more you understand about what sellers typically do and do not disclose, the better prepared you are to ask the right questions and negotiate from a position of strength.

What you can do

1. Read the disclosure before the inspection — know what the seller claims
2. Give your inspector context on what was disclosed
3. After the inspection, compare the two documents line by line

Have you encountered this in your home buying experience? 👇

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• ✅ Offer strategy (3 options: aggressive / recommended / conservative)
• ✅ Repair cost breakdown by system
• ✅ Seller transparency score
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• ✅ One-click Request for Repair addendum

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