Having doubts with what I’m doing with my life

I’m in my late 20s and not certain I’ve done things the way I should have. I have a pretty good job but I still don’t know what I want to pursue. I got an associate degree after high school in the same amount of time it took many of my peers to get their bachelor’s. Now I‘m doing school part time during work to try to get the four year degree, but it’s slow going and takes up a lot of my time and energy. I’m almost unsure if it’s the right move or if I should be focusing on starting a business or something. This stuff with inflation and AI and the increasingly competitive job market in metropolitan USA gives me unpleasant feelings. I’m not a terribly competitive person. I feel like I need capital to be able to effect any kind of social change however, which is what would really make me feel fulfilled I think.