Figuring out how to catch up

Hi y'all. I have my student loans figured out (I think? - I'm paying them monthly but no idea what plan I'm on). I have about 11k to go and graduated in 2014 so I'm not too worried.

However, My wife is a stay at home mom so I'm trying to get her set up for when SAVE ends. When she graduated, I helped her get on an income plan until we got married so she paid 0 due to her low income. Then COVID happened. Now we set her up on SAVE forbearance and have paid about $1000 towards them. She owes about $13,000. She's with Ed financial if that matters.

We file jointly and I'm a high income earner. I think when I did the calculator online it said she would need to pay like $800 on an income based plan, but I assume less on a standard repayment plan.

I'm trying to figure out if the SAVE plan will just move her to something else? Do I need to do it now? Do I just wait? We will pay them off next year - just would like lower payments until I get a bonus at work and can pay a lump sum and be done.

Any help would be appreciated.