Lifetime Free Credit card with zero forex charges and a chance to win 25,000 or Rayban meta gen 2 glasses [Scapia Federal CC]
If you sign up for this free credit card through my invite link, Scapia currently gives you a ₹1,000 flight voucher + 1,000 Scapia Coins as a welcome bonus
https://apply.scapia.cards/landing_page?referral_code=eiybmb
Scapia is also running a referral program -
3 successful referrals = ₹1,500 Amazon gift card
6 referrals= ₹25,000 Amazon gift card
10 = Ray-Ban Meta Gen 2 glasses.
What's made a difference for me:
Lifetime free - no joining fee, no annual fee, ever
Zero forex markup on international transactions
Airport privileges - once you spend ₹20,000 in the preceding billing cycle, you get unlimited domestic lounge access or up to ₹1,000 back on dining/shopping/spa at the airport
Rewards - 10% on eligible Visa spends, 5% on UPI/RuPay spends ≥₹500, redeemable for flights, hotels, buses, even visas
Fully digital - apply through the app, virtual card is instant, physical card in 2-5 days
Posted Jun 27, 2026, 7:18 AM UTC