Portfolio review

Hi all,

Please don't be too harsh, as I am a beginner when it comes to investing. However, I welcome constructive criticism.

I recently started investing on a monthly basis in VWCE, AVWS and PPFB at a ratio of 80:10:10 in a savings plan.

As WEBN is recommended a lot here, I also started a monthly plan with a small amount of €200 per month to compare the performance.

A few years ago, I wanted to learn about stocks, so I started with eToro and invested around €30,000 in around 30 stocks (mostly blue chips). Currently, I am making around 10% profit, but as I don't have the time to manage them actively, I started investing in ETFs a few months ago.

Additionally, around €150,000 is locked in a Festgeld account, but I plan to invest it in these ETFs as soon as I can take it out.

A little about me: I'm based near Munich, I'm almost 35 years old, I'm married, and I have a five-month-old baby.

I know it's all over the place, but is there a way to focus long term? Another question: I don't have the knowledge or time to actively search for real estate investments. Would it be better to invest in real estate as well?