Spondula and the problems it solves

When we first started talking about Spondula, a lot of people assumed we were building another payment app. In fairness, I understand why. The world doesn't exactly need another app that moves money from A to B.

What interested us wasn't moving money, it was everything that happens before that. Every payment starts with the same question: How do I pay you? Sometimes it's a bank account, sometimes it's a card, sometimes it's a wallet address, sometimes it's a QR code, sometimes it's a creator page. The method changes depending on who you're paying, where they are and which platform they happen to use.

That never felt right.

The internet solved identity years ago. If I want to send someone an email, I don't care who provides their inbox. I simply need to know their address. Payments never evolved in the same way, and I think that's one of the biggest reasons they still feel fragmented.

Spondula was built around a different idea. Instead of making people remember account numbers, wallet addresses and payment links, why not give everyone a single payment identity that follows them wherever they are? Whether someone is paying a friend, buying from a business, supporting a creator or sending money across borders, the starting point should always be the same person, not the payment method.

That's the direction we're taking.

Will we get everything right? Almost certainly not. Building anything worthwhile means making mistakes, listening to people and changing course when you need to. We're still in beta, we're still adding features and we're still learning every day.

What hasn't changed is the original idea.

Payments should be as simple as sending a message.

Maybe that sounds obvious, but if it really were obvious, we probably wouldn't still be asking people for sort codes, IBANs, wallet addresses and usernames in 2026.

That's what we're trying to fix.