Labour only roofing companies

Desperately need to replace my roof but am not in a great financial situation to do so. Ideally I would like to be able to finance the materials through my Home Depot account (no interest for 2yrs) and scrape together what I need for the install. I’ve done some research and I guess what I’m looking for is a labour only roofer, but I didn’t have any luck searching for one in the area. HD doesn’t offer roofing services, just refers to local pros.

Has anyone done something similar and have any suggestions?