Anyone here na na-home visit na ng for OD SPayLater tapos bumalik pa sila?

Hi! Ask ko lang if may naka-experience na rito ng actual home visit from collection agency for SPayLater/Monee Credit.

Na-home visit na kasi ako once and nag-iwan lang sila ng demand letter.

Sa mga naka-experience:

Bumalik pa ba sila for another home visit? Or after nung first visit, puro texts/calls/emails na lang? If bumalik, after ilang weeks or months? Thanks