Sex advice for a newly married woman.

This is quite embarrassing.
I have been married to my husband for a couple months, and we have been together around 2 years. I am 21 F, and he's 29. He's very loving, and very very affectionate, but I don't think we've had sex since for about a year... we haven't consummated our marriage.

I really try to put effort in, try to communicate this issue with him. I ask him whether he is attracted to me, and what more I can do, in terms of changing my personal appearance to his liking, but he just brushes me off by telling me that I’m beautiful. We cuddle, kiss, hug, we sleep in the same bed, our general marriage life is very good.

I have PCOS, so I grow excessive hair on my body, he has said that he doesn’t like this, but I am consistently removing this, shaving, waxing, a few times a month. Hair, nails, etc… He has diabetes type 2, and often blames this as to why he cannot have sex with me, but he states that he does want to… he does get boners, and I think he does jerk off maybe, idk I’ve never seen it. He comes from a cultured background where sex is taboo, but I am literally his wife…

In fact, at the beginning of our relationship, we had a decent sex life, he was trying… it was as if he wanted me more, when it was sort of taboo…

I have tried to initiate at least 2 x a month every month ( probably a lot more) since then… maybe there’s something wrong with me…

Tl;dr is it normal to not be having sex with your husband at all? Does anybody have any advice on this situation? What I can be doing better ? I am open to criticism…