Can I afford to move out yet? What would that even look like?

Housing

Hi everyone I 25F live currently with my mom and siblings in central Massachusetts. I did go to college and got my bachelors degree and I now work full time as an elementary school classroom teacher. While I have a full time job that requires a degree, I made 49k before taxes this year and will be making 53k next school year. The other expenses I have are 240 a month for my car loan, about 300 a month for student loans and currently my car insurance is like 270 however since I’m now 25 I am looking into how to make that less. I also need to get my masters and am starting that in the fall which will be another expense. Can I afford to move out? What would that look like? I do have 80k total saved between my checking and savings accounts right now. My family suggested I could even get a condo so I can resell it but that seems like a big commitment and know nothing. Please help as I would like to move out and feel more independent but also I’m scared at the same time. I do have a couple other side hustles that bring in income but it doesn’t feel significant enough to include it and I want to be conservative with my budget.

Posted Jun 30, 2026, 2:46 AM UTC

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