My emotional intelligence is seriously lacking

Maybe I'm reading too much into this but I asked about a name on another subreddit because I'm pregnant, looking for names and my daughter said the name was bully bait.

I've learned a lot from the comments and I'm realizing, my ability to consider or predict bullying is seriously lacking. I couldn't understand how the name was bully bait. I'm not a bully. I don't understand bullying. I don't even properly understand envy. In my mind, people aren't trying to be malicious, they just haven't figured out a way fulfill what they see as a need without being malicious yet. But now I'm spiraling into derealism. Are people really so horrible? Am I just naive? Have I been putting too much trust into a better world? What am I missing?

I try my hardest to stay objective while also seeking improvement, but I can't seem to get past this aspect of myself that can see bullying but can't predict it.

Any advice accepted.