A couple of hours ago I was hit by a semi-truck driver while driving on the highway and I am not sure what to do here are the details.

1. I was driving at the speed limit after just merging onto the highway.
2. I never got out of the far-right lane.
3. The semi came up next to me on my left and merged into me.
4. The driver and I pulled over immediately and exchanged information.
5. I called the police and they showed up for a police report.
6. The fire department arrived and took my vitals but did not take me to the hospital. I told them it was unnecessary.
7. The police in this state do not award fault in a car accident, but they do identify contributing factors. The police said I had no contributing factors, but she had one which was an unsafe merge.
8. There is significant damage to the driver’s side of my car, but I was able to drive it home.
9. Now that I am home and the adrenaline has worn off, I do not feel well, particularly my neck and back. I also feel a little sick. My wife is coming home to take me to the urgent care.
10. I have contacted my insurance company and informed them of the accident and filed an insurance claim. I did let them know that I'm hurt and going to the urgent care.

Here's the thing: After helping people during hurricane Helene, I hurt my back. So this past winter I started going to physical therapy to help it. I just finished up a 36-session treatment course this past May. I don't know if my health insurance will cover more physical therapy appointments, I think 36 is all I had for the year.

I'm worried about my back because it will completely take me out for a little while. The real issue is that I won't be able to sleep. It will affect work, my social life and being able to enjoy regular activities.

I have done everything that I can think of at this point. I am not sure what to do next. I have a MetLife Law benefit through work, so I am going to call and see if I can talk to someone. If anyone here has any advice that would be really helpful. Thanks in advance.

Looking for help, I was hit by a semi and I a not sure what to do next.