Inheriting over 500k. What should I do?

I'm looking for outside opinions because this is a life-changing amount of money for me, and I want to make smart decisions instead of emotional ones.

A close family member recently passed away, and I'll be inheriting roughly:

* **$330,000** from an inherited 401(k)

* **$150,000–$200,000** from the sale of their house

* **$50,000** from their checking account

So I'll end up with roughly **$530k–$580k** before taxes on the inherited 401(k).

The 401(k) has to be withdrawn within 10 years, and every withdrawal is taxed as ordinary income. I'm currently leaning toward withdrawing it over **5–7 years** because that seems to let me get the money sooner while staying in a relatively low tax bracket. Utah has a flat income tax, but I may not stay here long-term.

### The house situation

I lived in the house with my family member the entire time. The house was in their name, but my brother and I are the beneficiaries.

I still live here now.

If I want to keep the house, I'd have to buy out my brother's share of the equity for about **$150,000**.

The house has:

* 3 bedrooms

* 2.5 bathrooms

* An unfinished basement

* About **$145,000** remaining on the mortgage at **3.75%**

I'm a single guy with one dog, so I definitely don't *need* a house this size.

### Option 1

Keep the house, buy out my brother, and continue living here.

### Option 2

Sell the house, travel around the U.S. with my dog for a few months (staying in pet-friendly hotels or motels), figure out where I actually want to live, then rent an apartment and pay a year's lease up front.

### My questions

1. Would you keep the house or sell it?

2. If you were in my shoes, how would you invest this money?

3. How much would you keep in cash?

4. Would you pay off debt or keep the low-interest mortgage?

5. Is there anything you would absolutely avoid doing if you suddenly found yourself in this situation?

I'm 34, single, and this inheritance gives me a chance to completely change my financial future. I'd love to hear how you would approach it if your goal was to maximize long-term wealth while still enjoying life.

UPDATED INFO:

I work for Grubhub and Ubereats. Probably not for much longer as I will take time off to learn a new skill/certification/degree etc. I can work whenever I want or need to so that is why traveling for a bit is an option. I do not currently have a skill.

My only debt is about 9k on a 2017 Honda Accord Hybrid with 151k miles on it. I don't have any other net worth or savings.

If you want to know anything else just say so.