Which Hotel card should I Get?

⁠Current cards: (list cards, limits, opening date)
⁠• CSP $9,000 4/26
⁠• ⁠CFU $11,000 15yrs??
CF Flex $8,600 AU Wife’s card and we can combine UR 6/26
WF Alaska Air Atmos Ascent $16,400 5/26
Symphony? One card Walmart $10,000 1/26
Misc. cash backs from 5-10 past
Total CC CLs $135k

• ⁠FICO Score: 800
• ⁠Oldest account age: 16 years
• ⁠Chase 5/24 status: e.g 2/24
• ⁠Income: e.g. $75,000
• ⁠Average monthly spend and categories:
⁠• ⁠dining $150
⁠• ⁠groceries: $600
⁠• ⁠gas: $175
⁠• ⁠travel: $100/mo budget
⁠• ⁠other: $1000
• ⁠Open to Business Cards: No
• ⁠What's the purpose of your next card? Travel
• ⁠Do you have any cards you've been looking at?
Marriott Bonvoy Chase and possibly AX
Hyatt card

• ⁠Are you OK with category spending or do you want a general spending card?
Yes

I’m fairly new in the travel side of the credit card business, but I’ve been doing cashback for a while. I don’t wanna push my luck too much but I have a trip planned for next year and traveling seems to be somewhat in the works for the next few years.
I’m looking at which card makes the most sense to pair with what I got within the hotel system. Bonvoy gives a lot of points, but I don’t know if they’re worth that much. My CSP can transfer at one to one to Hyatt until October. I don’t know if that would influence anything.
I’m not quite sure if I wanna venture into the AX ecosystem just yet, but give me your thoughts.

Posted Jul 6, 2026, 1:20 PM UTC

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