If your "relaxation" massage is really about that neck/shoulder tension, it might be FSA/HSA-eligible

I'm building a tool (not affiliated with any spa or insurer) and want a gut check from people who actually get massages.

Here's the thing: a lot of us book massages "to relax," but be honest — it's really about that stiff neck from your desk job, the lower back that acts up, the shoulders you carry stress in. If that tension is an ongoing thing, it may count as a treatable condition — meaning your massage could qualify as a medical expense you pay with pre-tax FSA/HSA dollars (effectively 20–30% off, depending on your tax bracket). Most people never tap this because it requires a Letter of Medical Necessity from a clinician plus paperwork nobody wants to deal with.

Two honest caveats: swiping your FSA card at a spa doesn't automatically make it legit — without the letter, you carry the audit risk. And even with a letter, it's not a blank check — each session still needs proper documentation and receipts tying the massage to the condition in the letter, and your FSA administrator can still ask for proof. The letter opens the door; the paper trail keeps you covered.

What I'm building handles both ends: a 5-minute symptom check, a telehealth clinician reviews it and issues the letter if you qualify, and every session generates the matching documentation and audit-ready receipts automatically.

Quick questions:

1. Do you have FSA/HSA money you scramble to spend every year?
2. Would you get massages more often if they were effectively 20–30% cheaper?
3. Would a modest one-time fee for the letter + paperwork be worth it, or dealbreaker?
4. What would make this feel sketchy to you?

Not selling anything, nothing to sign up for, no DMs. Skeptics especially welcome.