Should I try to apply for borrowers defense?
So I graduated from trade school (beauty school) during the height of Covid. Covid lockdowns hit the last month of my schooling. During the most important time when we needed to learn the practicals for our state boards. So we had to finish school online, which I could of used YouTube for free for that type of education. And our graduation we didn’t get a proper ceremony. Families sat in cars. And it was a parking lot ceremony. I wasn’t able to take my state boards for over a year because the state testing was closed and then very behind. And I was never able to get into the industry after. I did change careers, and I’m sadly not even using the license I worked so hard and paid for. The timing of everything with the shut downs really affected the outcome. I just feel like I didn’t end up getting what I had paid for? I didn’t sign up for weeks of online schooling for a trade. I expected in person training and salon hours. And the unexpected events following graduation in regard to state boards, and businesses being shut down etc I would not have signed up for this. I understand no one saw it coming, but this greatly changed the outcome for me. And I’m curious if I should try to apply for some type of forgiveness with the loans? I’ve had family and friends saying I should have written a letter years ago about it, the said they think it’s not what I had agreed to. I always felt like it won’t matter. But I’m curious if there is something I can do or should do. If anyone else had a similar experience to mine. Thank you in advance.
Posted Jul 9, 2026, 7:48 PM UTC