r/amex•
ImJaewon

Clarification on the Amex Gold Resy Credit: $150 possible?

Question

Hi everyone,

I’m trying to wrap my head around the Resy credit on the Amex Gold card and want to make sure I’m not misunderstanding how it works.

I know the benefit is "$50 semi-annually, up to $100 per calendar year." My confusion is about how this interacts with my membership year versus the calendar year.

If I maintain my membership for a full 12 months, am I correct in assuming I can technically get $150 in credits over that specific 12-month period?

For example:

  • Months 1-4 (Mar-Jun): Use the 1st semi-annual $50 credit.
  • Months 5-10 (Jul-Dec): Use the 2nd semi-annual $50 credit.
  • Months 11-12 (Jan-Mar of the following year): Use the new calendar year's first semi-annual $50 credit.

I realize that within any single calendar year (Jan-Dec), I am strictly capped at $100. But if I time my membership correctly, it seems like I can bridge two different calendar years to get three "payouts" of $50 while only holding the card for one year.

Is that accurate, or is there a "clawback" or restriction I’m missing? Any insights from those who have done this would be appreciated!

Posted Jul 10, 2026, 5:49 PM UTC

014
Loading comments…