HELOC choice: 6.64% fixed 10yr vs. 6% adjustable 20 yr?
I have a choice to make here for some home improvements.
Heloc or HE Loan for 60k for small-ish imorovements?
I plan to pay anything off pretty quickly (couple of months max) and just have this for some emergencies (roof repairs, things like that).
I have a ton of equity (150k/950k) and am a high earner, so it seems like I can’t lose here.
I’m thinking the fixed rate is the more cautious route to go.
Posted Jul 10, 2026, 5:49 PM UTC
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