Your bank remembers who you paid. I built an app that remembers why. (Just launched on Play Store)

Every month I'd open my banking app, see a wall of "Card — ₹450" lines, and have no idea what half of them were. Your bank records who you paid, never why and by the time you look back, the memory's gone.

So I built Yaad (Hindi for "memory"), and it's now live on the Play Store. The idea is dead simple: the moment you pay by any card or wallet it notices the payment notification and just asks "what was this for?" One tap to tag it, done. Later you get a clean view of where your money actually went, which subscriptions are quietly draining you, and who still owes you money you lent out.

The part I care about most: it's private by design. Everything stays on your phone no bank login, no account, no servers holding your spending. It works by reading payment notifications on-device; nothing leaves the phone.

I'm a solo dev, so this is the scary "put it out there" moment. It's free (with an optional Pro to remove ads / export). I'd genuinely love for you to try it and tell me what's broken or missing.

👉 https://play.google.com/store/apps/details?id=com.jpstudios.yaad

A couple of things I'm still figuring out and would love input on:

  • What makes you abandon expense trackers? (For me it was always the manual entry that's the whole thing I tried to kill.)
  • Would you trust one more because the data never leaves your device, or does "reads notifications" sound scarier than it is?
  • Any feature you'd consider a dealbreaker?

Posted Jul 10, 2026, 7:22 PM UTC

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