For self employed person wanting to get a hdb

General

What documents did you need to provide besides the NOA?
Did you have difficulty with qualifying for a loan?

Do they look at cpf? I have none. Only Medisave contributions that are mandatory

Will they ask to submit bank statement as well?

I’m worried I won’t be allowed to get a good mortgage loan

Also which is better -
Paying a larger downpayment and taking smaller loan or vice versa?

Thankyouuuu

Posted Jul 10, 2026, 7:25 PM UTC

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