I’ve had the same card for 20 years and need to pick another for upcoming travel

Card Recommendation Request (Template Used)

⁠Current cards: (list cards, limits, opening date)
⁠• ⁠blue from amex, $35,000 limit, opened in 2006
• ⁠FICO Score: 822
• ⁠Oldest account age: 20 years
• ⁠Chase 5/24 status: 0/24
• ⁠Income: $110,000
• ⁠Average monthly spend and categories:
⁠• ⁠dining $1,000
⁠• ⁠groceries: $1,000
⁠• ⁠gas: $300
⁠• ⁠travel: $0 most months, I travel a couple times per year
⁠• ⁠other: $2,000 (I’m a shopper — luxury bags, fragrances, et cetera)
• ⁠Open to Business Cards: probably not unless I need to be
• ⁠What's the purpose of your next card? Traveling to an area where I won’t be able to use Amex, so I need a visa/mastercard
• ⁠Do you have any cards you've been looking at? Not really? I have considered Amex gold but that won’t help me in this situation
• ⁠Are you OK with category spending or do you want a general spending card? General spending but I don’t have a strong preference

Posted Jul 11, 2026, 1:08 PM UTC

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