I’ve had the same card for 20 years and need to pick another for upcoming travel
Current cards: (list cards, limits, opening date)
• blue from amex, $35,000 limit, opened in 2006
• FICO Score: 822
• Oldest account age: 20 years
• Chase 5/24 status: 0/24
• Income: $110,000
• Average monthly spend and categories:
• dining $1,000
• groceries: $1,000
• gas: $300
• travel: $0 most months, I travel a couple times per year
• other: $2,000 (I’m a shopper — luxury bags, fragrances, et cetera)
• Open to Business Cards: probably not unless I need to be
• What's the purpose of your next card? Traveling to an area where I won’t be able to use Amex, so I need a visa/mastercard
• Do you have any cards you've been looking at? Not really? I have considered Amex gold but that won’t help me in this situation
• Are you OK with category spending or do you want a general spending card? General spending but I don’t have a strong preference
Posted Jul 11, 2026, 1:08 PM UTC