How did you achieve financial freedom?

Cost of Living/Energy Crisis

Man in my early 20’s here who was recently started a permanent, government job. I currently earn 550 a week and my main expenses are as follows;

- 120 euro a week in loan repayments (car and educational)
- 100 euro a week to live on
- 50 a week contribution to my parents as I live with them

I then can afford to save just over 280 a week with the CU. I have a few accounts with them, one of which is money set aside for investing and a very meagre start to a house deposit.

When I get to 1900 euro in this account I plan to have a consultation with a local financial adviser in order to ask them questions on pensions, investing etc.

I plan to use 1000 to begin investing. I was thinking of index funds; 800 to begin the house deposit and 100 euro for the consultation.

I would love to be in a position by my 50’s to hopefully own a house and have enough money between savings and investments (100 - 500k) to maybe reduce working hours; travel more; focus on other pursuits that bring me happiness etc.

I am looking for advice from people who are achieved what I did; what age are you; how did you do it etc? Thank you

Posted Jul 11, 2026, 1:22 PM UTC

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