Time to build a pc?

Was thinking of building a PC but very costly for someone with a fixed budget especially after the price hike, my 68k INR setup now costs near 85k+ . Should i wait for 2027-28 for price drops as pricr have dropped slightly since the hike.

My targetted specs are/were

Ryzen 5 5600

16gb ddr4

512gb (was 1tb a year ago under 2.6k INR)

Rtx 5060 OR 2nd hand 4070(38-42k)