23M/young family advic

Hi all,

Just posting for some friendly advice. Never was taught how to handle money and finances!

Regional Victoria

Sales role base salary of 68k

Commision can vary last financial earnt 23k(first year)

Hoping and most likely earn more this year

As I have a partner and kid, goal is to save and purchase a home as soon as possible.

The only issue is my partner gets her license hopefully soon(she's my age too just never learnt to drive) she will need a car.

The idea was to give her my reliable car(paid for in cash when 18) and purchase a second vehicle for myself. Is it stupid to finance a used or new vehicle when our goal is to buy a home?

It's kinda unavoidable as we need two cars to function.

Any advice or input is much appreciated!!

Posted Jul 13, 2026, 10:32 AM UTC

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