Best credit card for frequent IRCTC AC train bookings?
26, salaried, ₹1L/month, CIBIL 780+
I travel 2–3 times a month with my wife, mostly in 2AC/3AC. Lounge access isn’t important.
Which credit card offers the best overall value for IRCTC bookings after considering:
- Rewards/cashback
- IRCTC convenience fee waiver
- Reward redemption fees/charges
- Any hidden costs or caps
Looking for recommendations based on actual usage.
Posted Jul 13, 2026, 10:33 AM UTC
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