How much do you pay monthly for business insurance and for worker's comp
Hypothetical I keep running into: small landscaping outfit, owner-operator adding a second crew and another truck this season. Maybe 4-5 guys on payroll once the second crew is up.
What are folks paying monthly for general liability and for workers' comp?
Numbers swing a lot from what I've seen. Solo operators can land in the low hundreds a month for GL, crews with trucks and equipment land higher. Workers' comp swings more depending on state and payroll.
If you're up for sharing, drop your trade, rough team size, and what you're paying.
Posted Jul 13, 2026, 10:34 AM UTC
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