Don't do any of these things

Just a subtle reminder. If you are in the trenches in the pre-approved process to buy a home and have your realtor out hunting, don't make this mistake: changing your finances mid-process.

Opening a new credit card, financing furniture (big one), switching jobs, or moving money around without a paper trail can all affect approval.

If we mention you may need to pay off the balance on a credit card, "don't" go out and do it. We can do it all at closing and make it clean vs. trying to do a rapid rescore.

Underwriting is based on a snapshot, and if that picture shifts, the loan can too. Good luck!