2025 used Mazda CX-5 GS or 2026 new CX-5 GS?

Option 1: 2025 Mazda CX-5 GS AWD

• 50,000 km
• Former rental, clean Carfax
• ReCar Certified
• 6.5% financing
• Price $31,800 + tax
• Bonus: includes new winter tires and alloy rims (~$2,500 value)

Option 2: 2026 Mazda CX-5 GS AWD

• Brand new
• 3.49% financing
• Price $42,500 + tax

I keep vehicles for 10+ years and drive under 20,000 km/year. The used one is about $10k cheaper overall (plus the winter package), but the new one has the lower interest rate and full factory warranty. I would probably try to pay it down faster if I go with the used option.

Which would you choose?!