Cobra insurance
Hello- I need help deciding what to do as I am getting outpatient surgery September 30th (cyst & endometriosis removal)
I am quitting my current job on July 25th where
-I met my 1500$ deductible
-have about 3500$ left for out-of-pocket max
-Cobra coverage would be about 350$ or so a month
My NEW job starting August 1st has
-1500$ deductible
-$8000 out of pocket max
-About 200$/month
My questions are
- Can I enroll in my new insurance AND have Cobra?
- Which option would you do and why?
- Can my new employer insurance deny me my surgery?
- Should I do Cobra and just wait for open enrollment and start my new insurance Jan 1?
- Can you cancel Cobra benefits any time?
Posted Jul 16, 2026, 2:49 PM UTC
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