How did average citizens deal with property damage in WW2?

How did the average man who, in one way or another, experienced some kind of property damage pay for it to be repaired or otherwise continue their life?

I’m thinking in particular of the blitz, but this could apply to many circumstances. If my home got bombed and was completely totaled, how was I expected to put it back together? Were there government grants? Homeless shelters? Was the burden put on the people or were there government programs to help with these situations?

What if I live in the Netherlands and the retreating Germans stole my bike. Could I file some kind of claim?