Advice please? is it worth dropping the 11th PA to reduce tax liability for exceeding the annual pension 60k threshold?

Hi, looking for some advice please @/goldstone

Bog-Standard Band 4 (14 yrs service ) NHS consultant on 11 pas

Just received pension statements yesterday

2025-2026 16k over the threshold which would incur a tax liability of 7.2K

Unfortunately, no carry over as 2024-2025, pension growth was very high but this was covered by 3 previous years

It seems its a no-brainer to try to drop the 11th non-pensionable PA, on which you are paying 45% tax on but also incurring a pension tax liability of 7.2K. ? is anyone more tax-savvy in the same position or have similar thoughts? Am I missing anything? Am I literally working 4 hrs extra for nothing?

Any advice would be greatly appreciated? @ tony goldstone

Many thanks

Tax newbie