I want to set my partner up before I’m gone

Can I just take out a bunch of payday loans and run up some credit cards by buying nice things and leave it all in cash for him? I have him in my life insurance but I have a lot of debt and don’t know if this will pass it down to him when I’m gone. We aren’t married so he shouldn’t be bothered by collectors. Should I take him out of my insurance just in case they try to pass all my debt onto him?