Out of non-mortgage loans

Hello all,

I have been working so hard to get rid of outstanding debt and loans and as of this March I paid off my last loan which was a car loan with a healthy 800 credit.

I make over 150k, I paid off my student loans in full about 2 years ago. I pay my credit cards in full every months keeping usage to under 30% but I’ve dropped from 805 on all 3 credit scores to now 771.

I got the note that my credit is hurting because I don’t have any non mortgage loans. I planned on house hunting next year but I’m concerned that my score will continue to decline.

Anyone have any ideas or addresses this when they were looking for a bank loan when they started to look at houses?

Any help would be most appreciated ☺️

Currently
Experian 759
Equifax 774
Transition 781