Current NW, TC and plan for the future FIRE?

Discussion

Fellow NRI in USA.

Just hit 30 today and possible mid life crisis.

I have been here for years now. 2 years masters + yoe in tech industry as software engineer.

Recently with everything that’s going around with AI, feeling anxious about the future in terms of financial aspect.

Currently making 180k base + around 40k rsu in bay area. NW around 220k USD (100k in 401k) or around 2cr.

Not sure how to plan for FIRE and if I can count on the job to reach that.

Following the stories of in this sub, to live in tier 1 city like Hyderabad or Bangalore, even for coast fire atleast 5cr is required (I am planning to marry this year and want to have 2 kids).

Any suggestions on this? Also, what’s the status of the folks here and what are the future plans?

Posted Jul 27, 2026, 7:10 AM UTC

28
Loading comments…