Mortgage advice

Good Morning,

Posting for a family member (64F)

Okay, so:
- I owe roughly £55k on 3 mortgages
- ⁠the terms for them are up in July 2027
- ⁠one is at 1.89%, one at 2% and the main one (with the most money owing) is 7.24%
- ⁠they want me to pay £3,600 a month to pay them off by them term
- ⁠I’m only paying £1,200 a month so am in arrears of £2,400 each month
- ⁠I am in £6k arrears
- ⁠I had 2 years interest only so the capital wasn’t being paid
- ⁠Barclays want me to sell the house to pay them off, however if I paid Barclays what they want me to my expenditure would be £6,100

My earnings are:
- £2,050
- ⁠£762
- ⁠£428
- ⁠£15
- ⁠Total £3,255

Mortgages (what’s roughly owed):

1. £32k @ 7.24%
2. ⁠£12k @ 2.0%
3. ⁠£10k @ 1.89%
   - Total £54k

What would be appropriate next steps / the best options? Im thinking of doing an equity release. Bankruptcy might be an option.