First time

Hello! 30F virgin here.

My boyfriend and I have been in a relationship for a while now, and we want to take it to the next step.

I am very excited about the idea, but I also have a lot of anxiety about it. I've read that the first time can be painful, that I might bleed a lot, that it can be difficult to orgasm, or even to enjoy it.

Reading all of that stuff has left me feeling anxious and confused. What is the first time really like? Does it get better with time? What can I do to make it feel good?

Any advice would be great!