Anyone done any Vantage scored loans yet?

House shopping, had a convo with Rocket, our current lender who let me know they can sometimes use vantage scores for loans now. Our FICO scores (soft) were 670 and 676 while our Vantage scores were 732 and 738. I do a little research and see that change went into effect a couple months ago. Just curious if anyone has gotten a loan with vantage or written/sold any loans using Vantage over FICO and how that's gone? Obviously some potential for getting into a better rate tier if we're able to use Vantage and there's no big ding for Vantage over FICO

Posted Jul 29, 2026, 12:57 PM UTC

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