I really want to adopt a cat. What should I do?

I've been wanting to adopt a cat for a long time, but my financial situation is the one thing holding me back. I can barely save money each month, and after paying for my basic expenses, there isn't much left over.

I know cats can be expensive, especially when something unexpected happens. Food, litter, vaccinations, regular checkups, and emergency vet visits can add up quickly. I'm scared that if I adopt a cat and they get sick, I might not be able to give them the care they need.

It honestly breaks my heart because I feel ready emotionally to love and care for a cat, but maybe I'm not ready financially. I don't want to adopt one just because I want the companionship and then not be able to give them the life they deserve.

Should I wait until I'm in a better financial situation? Has anyone else been in a similar position? Did you find ways to make it work on a tight budget? I'd really appreciate any advice.