“Leasing” or “renting” vehicles from family? Chapter 13

At this point our vehicles have been repossessed. We will file next month or September. We unfortunately have to do a Chapter 13 since we were on the deed of a my moms house sale in June 2024.
We obviously have to have two vehicles, we are a family of 5 in Georgia. We’ve only had one preliminary meeting with our lawyer and he made it sound like “leasing” the cars from mother that we are now driving should be okay. I think :/ But it was a fairly quick call.
We are paying my mother $575 a month to use AND insure a 2018 Highlander and we pay her $360 to use AND insure a 2013 Lexus sedan. By today’s standards those figures seem more than reasonable/the going rate you could say….
It was the best way we could figure out long term reliable transportation…..

I guess I’m hoping to hear from others if they leased/rented a vehicle long term from a friend or family going into a chapter 13 and through the 13??
And if they were able to put those payments into the budget?

—-for clarification keeping our cars was not an option, one was $1350 a month and one was $980 a month, and very upside down. And we are filing due to job loss and new lower income.