AccountChek during underwriting
Hey everyone, I’m at the underwriting stage of my home loan. Instead of submitting bank statements, I chose to use AccountChek to verify my assets.
I don’t have to bring any money to closing because my closing costs are covered. The bank account I used for AccountChek has around $4,000 in it, although I have multiple bank accounts.
For those who’ve been through this, does around $4,000 in the account used for AccountChek sound like enough at this stage, or is the balance itself something underwriters typically worry about? I’m just curious about other people’s experiences.
Posted Aug 3, 2026, 1:56 PM UTC
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